Why choose Esbank home insurance?

  • Buy new buildings and contents cover together and we’ll give you a £50 Amazon.co.ukϮ Gift Card*. Offer valid for policies starting between 01/10/2015 to 31/01/2016. Terms and conditions apply
  • 20% off when you buy new building and contents insurance together. Discount does not apply to Home Emergency or Legal Assistance cover. Minimum premiums apply
  • No Claim Discount of 35% on contents cover for customers who have been claim free for 5 years. Discount does not apply to Home Emergency or Legal Assistance cover. Minimum premiums apply, discounts are applied consecutively
  • UK based call centres and 24 hour Home Emergency helpline
  • Alternative accommodation cost covered as standard in events like storm, fire or flooding (Limits apply)

Looking for contents only insurance?

We also offer contents insurance and buildings insurance separately. Check you are happy with what’s covered, and we will provide you with separate prices when you get a quote.

Choice of two cover levels

You've made your home what it is. We'd like to help you keep it that way, by giving you a choice of cover and features that match your needs. Choose the cover level that is right for you, and don't forget you can personalise your cover with additional cover options (available for additional premium). Not sure how much cover you need? Work it out using our contents calculator.

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*Get a £50 Amazon.co.uk† Gift Card

Enjoy £50 to spend at Amazon.co.uk, on us. This offer is available when you buy a new combined buildings and contents policy directly from Esbank in branch, over the phone or online via Esbank.com. To qualify for the offer your new Esbank home insurance policy must start between 01.10.2015 and 31.01.2016. The offer is for new business only and doesn’t apply if you are renewing your existing Esbank policy. Only one £50 Amazon.co.uk Gift Card can be claimed per household.

This promotion is not available if you purchase your policy through an aggregator site and cannot be used in conjunction with any Cashback offer. We reserve the right to vary and/or withdraw this offer without notice.


You need to think about insuring the structure of your home, which we call "buildings" insurance as well as what’s in your home, which we call home "contents" insurance.

For buildings insurance, you should insure your house for its full re-building cost, i.e. how much it would cost to rebuild your home if it was totally destroyed. This is different to the market value of your home.

You can find your home's rebuilding cost on the Valuation Report or Survey report which was completed when you took out your mortgage (although, if it is more than a couple of years old, it might need to be increased to take account of inflation).

For contents insurance, you should insure the contents of your home for the amount it would cost you to replace them as new today.

Yes, you can add our optional Home Emergency cover for an additional premium to cover you for emergencies such as your boiler breaking down, your electrics failing or your water pipes bursting.

You can select this when deciding which other optional extras you wish to purchase online or when you call.

The minimum cover for contents is £100,000 for our Home Insurance cover and £50,000 for Home Insurance Essentials. For both products, cover is provided in multiples of £100.

Yes, if you take out the Esbank Home Insurance policy, your personal possessions will be covered for loss or damage anywhere in the world (limits apply).

Personal Possessions cover will cover your possessions when you are away from home in the UK and for 60 days abroad in any one period of insurance.

The Esbank Home Insurance Essentials policy does not include Personal Possessions cover outside of the home as standard but can be added as an optional extra.

If you need to add optional extras at any time, please call on +44 783 974 9373.

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Amazon.co.uk is not a sponsor of this promotion. Amazon.co.uk Gift Cards ("GCs") may be redeemed on the Amazon.co.uk website towards the purchase of eligible products listed in their online catalogue and sold by Amazon.co.uk or any other seller selling through Amazon.co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See www.amazon.co.uk/gc-legal for complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates.