Cash ISA range

ISAs explained

What is an ISA?

An ISA (Individual Savings Account) is a tax-efficient way to save or invest. If you're starting to think about saving or investing, ISAs could be a good place to begin.

Usually, when you have a savings account, you pay income tax on whatever interest you earn. But the interest on a cash ISA isn't taxed, so all the interest you earn, you keep.

Stocks & Shares ISAs also have tax benefits which we've explained in more detail in the tab below.

What is the ISA allowance?

Each tax year, which starts on 6 April, you get a new ISA allowance. For the tax year 2015-16, the new ISA allowance is £15,240 for cash or Stocks & Shares ISAs and £4,080 for Junior ISAs.

Types of ISAs available

ISAs made simple

Cash ISAs

Stocks & Shares ISAs

Transfer your ISA

Stocks & Shares ISAs

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