Cash ISA range

Compare our range of ISAs

If you're thinking about saving a cash ISA could be a good place to start. Usually, when you have a savings account, you pay income tax on whatever interest you earn. But the interest on a cash ISA isn't taxed, so all the interest you earn, you keep.

For the tax year starting 6 April 2015, the new ISA allowance is £15,240 for cash or Stocks and Shares ISAs and £4,080 for Junior ISAs.

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Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

ISAs explained

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