Looking for a Personal Loan to buy a car?

Whether you're buying a new or used car, we may be able to help. Our low rate Personal Loan has no hidden fees and in most cases you'll get an instant online decision. What's more our main current account customers can also take advantage of exclusive low loan rates.

With a Esbank Personal Loan you could benefit from:

A low loan rate

Just 3.6% APR representative (fixed) on loans from £7,500 to £14,999 from 1 to 5 years for our main current account customers.

An instant online decision

The application process takes just minutes to complete and in most cases you will receive an instant online decision.

A no obligation quote

Get a no obligation quote that won't affect your credit rating. No obligation quote

No obligation quote

If you accept your quote, we will leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time. You should consider all borrowing options carefully and seek independent advice.

Loans big or small

Borrow between £1,000 to £25,000 over 1-7 years with fixed monthly payments. 

No hidden fees

We won't charge you any fees for setting up your personal loan.

Loans Price Promise

We'll beat any like-for-like UK loan provider offer by 0.5% APR, on loans from £1,000 to £25,000 for between 1 to 7 years for our main current account customers.

All loans are subject to status and are available to UK residents aged 18 to 79 only. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Esbank Personal Loans cannot be used for business or investment purposes, bridging loans, mortgage deposits or speculative reasons.

Loan calculator

The total amount payable is £7,916.76. The illustrative cost of borrowing £7,500 over 36 months at our competitive rate of 3.6% APR representative (fixed) for our main current account customers. Calculation for illustrative purposes only. This quote was produced on 31/07/2015 and is valid for today only.


  • Representative APR:%
  • Monthly repayment:
Total repayment:

Representative example:

3.6% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment £182.11. Total amount payable £10,926.60.

You may also be interested in...

Car buyers guide

There's a lot to think about when you're buying a car - whether it's new or used, or bought from a dealer or privately.

Responsible lending

We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.

If you have any questions about an application you have already made online, please call +44 783 974 9373 and select option 5.

Esbank subscribes to the Lending Code. For more information on the Lending Code please visit .